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Our Team
Timothy H. Sutherland CFP, CPA

Tim has nearly twenty years of experience managing wealth for business owners, executives, professionals and other successful individuals.  He has been a practicing Certified Financial Planner™ professional since 2001 and is currently a non-practicing Certified Public Accountant.

“My specialty is financial and business problem solving for our clients and to help them better manage all types of risk, even risks they don't see.  I am adept at simplifying complex planning situations to help our clients make better informed, confident decisions.  My passion is fixing broken investment and financial plans, then serving as an insurance policy for our clients to sidestep serious future mistakes, feel more in control of their financial lives and more confident about the future.

My experience working with hundreds of families has convinced me that professional wealth stewardship is not a luxury.  I have found that most folks have some part of their financial plan that is outright malfunctioning or could be improved.  Partnering with a trusted, competent wealth professional can confer the right expertise, perspective, discipline and consistency to achieve success, no matter how you define it.

I consider myself a professional fiduciary, specializing in before-tax financial planning.   The cornerstone of fiduciary-level service is independence and our practice is engineered to be as independent as possible.   To that end, we have partnered with the leading independent broker-dealer, Cambridge Investment Research, to help deliver our independent wealth services.

One final thought:   I have discovered that I work best with folks who are seeking great life outcomes, not just good ones.”

Tim earned a graduate degree in finance/portfolio management with honors from Loyola University Baltimore (1994) and an accounting degree from James Madison University (1986).  Tim holds a Series 24 principal, 7/66 securities and life/health insurance licenses.

A Virginia native, Tim re-located to York from Baltimore in 1994 with his wife Carrie.  Their daughter Abigail is an official York native.  Tim is active in several professional and community organizations and is a frequent speaker on various wealth management topics.  He is a fervent yet challenged golfer and enjoys college football, history and visiting Bethany Beach, Delaware at every opportunity.
 


Melvin J. Trumble

After a successful career as a sales professional and business owner, Mel became a wealth advisor in 2013.   After his formal training in life insurance, he has broadened his specialty expertise to include financial planning and investment management.

In addition to managing wealth for his personal clients, Mel works closely with our team on new client development, marketing and networking initiatives.

Mel is a native of Ohio.  He graduated from Wright State University and moved to Colorado where he met his wife Betsy.  They live in Dallastown with their two daughters Samantha and Addie. 

When not at work, Mel enjoys cheering on his girls swimming for the Wildcat Swim Club.  He also enjoys skiing, fishing and reading. 

Mel holds a Series 6/63 securities and life/health and property/ casualty licenses.



Heather M. Seward

Heather wears many hats, but her primary role is serving as our senior operations professional.  She has worked in the wealth management profession on our team since 2005.

In addition to operations, Heather is responsible for our day-to-day client service duties, manages our social media, oversees our technology platform and performs too many other tasks to mention.

Her knowledge and experience concerning operations, compliance regulations, insurance and administration matters serves as the backbone of our practice.

Heather earned a degree in computer information systems from SUNY Delhi.  She hails from Baltimore and lives with her husband and children in York.

When not at work Heather enjoys being a mom and watching her two youngest, Riley and Thomas, on the soccer field.

Heather holds a Series 6/63 securities registration.


Bryce R. Schafer

Bryce has worked in the wealth management industry since 2013 and has a special expertise in insurance.

He plays an important role on wealth management team by supporting our financial planning field work, doing investment research, assisting with portfolio management, providing client service support and handling a myriad of other tasks as needed.

Bryce is from York and graduated from Millersville University with a degree in Biology.   He currently lives in Mechanicsburg where he enjoys spending his free time golfing, fishing, skiing and following his favorite football team, Washington Redskins.

He holds a Series 7/66 securities and a life/health/property & casualty insurance licenses.



Carrie E. Sutherland
Carrie E. Sutherland
As an experienced teacher and homemaker, Carrie brings considerable organization, creativity and administrative skills to our wealth management practice.  

In addition to making sure our office runs smoothly on a daily basis, she is also responsible for completing a host of client service tasks, coordinating our marketing events and championing special projects. 

Carrie is a Virginia native and graduated from James Madison University with a degree in fine arts.  She lives in York since 1994 with her husband Tim and enjoys spending as much time in Bethany Beach as possible, cooking and doting on her cats Harvey and Rocky.
  
She is active in her church and enjoys travelling, especially to her favorite city, Pittsburgh, where her daughter Abigail attends the University of Pittsburgh.
 


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Securities offered through Cambridge Investment Research, Inc., a Broker Dealer, Member     FINRA/SIPC.   Investment Advisory Services offered through Cambridge Investment Research Advisors, Inc.  Cambridge and Harvest Rock Advisors, LLC are not affiliated.  Cambridge does not provide tax or legal advice

Licensed to sell securities in DE, FL, IL, KY, MD, ME, NY, PA, and VA. 
This is not an offer or solicitation in any other state.



This communication is strictly intended for individuals residing in the state(s) of PA. No offers may be made or accepted from any resident outside the specific states referenced.
 


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